So, why Laybuy?

Deciding what to buy is hard, but paying for it doesn’t have to be. Laybuy lets you receive your purchase now and spread the payment over 6 weekly automatic installments. No interest, no fees*.

  • Pay by Laybuy
  • Complete order
  • Select schedule
  • You're done

All you need to apply is to have a debit or credit card, to be over 18 years of age, have a drivers licence and be living in New Zealand. If you fail to make payment, you may be charged a late payment fee of $10.
Sign up in a few easy steps at checkout or sign up now at where you can also view Laybuy’s full T&C’s.


  • Who can use Laybuy?

    Laybuy is available as a payment option if you: Live in New Zealand, are at least 18 years old, have a drivers licence and use a credit or debit card to make the purchase. 
  • How do I sign up for Laybuy?

    Your Laybuy account can be created by selecting Pay by Laybuy upon checkout and creating an account. Once approved you will be able to complete purchases using Laybuy at any of our stores.
  • How does Laybuy work?

    Laybuy offers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

    Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.

    The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

    Once you select Pay by Laybuy at checkout and complete your purchase, we will ship your order directly to you at the delivery address you have requested. 
  • Can I use Laybuy in your stores?

    Yes! The easiest way to use Laybuy instore is via the App:

    1) Open the Laybuy App

    2) Give your number to our team when you are ready to purchase your new shoes (or they can scan the barcode)

    3) You'll get a unique push notification to complete your payment 

    4) Choose your payment date, view your schedule and select pay now.

    5) You're done!

  • Where can I find out more about Laybuy?

    We understand you might have some more questions. The Laybuy website provides a very comprehensive list of FAQs here.